Insights
Practitioner commentary on digital financial services, MSME finance, and financial inclusion across Africa.
Most financial inclusion conversation focuses on getting people a wallet, a card, an account. But in many of our markets, access is no longer the binding constraint. Designing a product people actually integrate into how they manage money is.
Discuss this with us →High NPLs and weak borrower data make MSME lending look too risky. But the risk usually isn't in the borrowers. It's in the information gap. Lenders who solve the data problem unlock a massive, underserved market.
Discuss this with us →Billions flow into financial inclusion every year. Too many programmes are designed top-down, without the digital architecture, local knowledge, or systemic thinking to make them last beyond the grant.
Discuss this with us →More perspectives published regularly on LinkedIn →
Stay Informed
Occasional notes on DFS, MSME finance, and financial inclusion across Africa. No spam, unsubscribe anytime.